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When it comes to buying a home, what you even don’t know can cost you. Whether it’s not doing your research, getting too emotionally involved or making the wrong choices, can make you spend a big amount.
To avoid this, check this list of the biggest mistakes made by buyers and make sure you don’t commit any of them.
Not Researching about the Neighbourhood: Is this the place you really want to live at? What amenities are nearby? What reputation the does the area hold? What does the traffic and street activity look like when you drive by it at different times of day, like Sunday morning and Monday evening rush hour?
Not Getting an Inspection: This is one of the biggest investments you’ll ever make, and you’ll be living in it for years to come. Don’t feel about few hundred rupees, and get the inspection done. Make sure you know exactly what you’re signing up for.
Buying Based on the Decor: Paint colour can be changed or faded. Tiles and cabinets can be changed. Interiors can be modified. What you want to look at are the bones of the house. Will it meet your needs? Does it flow well? Does it have enough space?
Buying the Costliest Home: The most expensive home on the block isn’t a good deal. It will only depreciate over time, and you could have trouble selling it when buyers can see plenty of more reasonably priced options in the same neighbourhood.
Being Unrealistic with Your Budget: Just because you can qualify for a higher mortgage amount, that doesn’t mean you can afford it, especially when you have to pay the other costs that come with homeownership. Be real and only look at houses you can realistically afford.
Being Fanciful about Structure Customization: Will you really want to tear down that wall to make a master suite or gut the entire kitchen to make it work for you? Don’t let too many delusions of grandeur drive you to buy a project you may regret.
Making a Little Down Payment: If you can’t pay 20 percent down payment, you’ll face higher monthly EMI. It may be worth saving up for an extra year or two to reduce your long-term costs by paying higher down payment.
Buying When You’re Not Ready: Are you financially ready and emotionally too? Are you sure you want to stay in this area for years? Does your income look stable? Are you prepared to take on all that tasks and the repairs you avoided as a renter?
Such questions and things must be asked to yourself, and only after ascertaining them, you should go ahead with signing up with the builder.
Don't worry, your details will be with us only